The listings featured on this site are from companies from which this site receives compensation. This may influence where, how and in what order such listings appear on this site

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which may impact the location and order in which brands (and/or their products) are presented, and may also impact the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.
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This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which may impact the location and order in which brands (and/or their products) are presented, and may also impact the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.
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Last update Sunday 23 February 2025

The Best Cards Compared

Compare International Debit and Credit Cards – Find the Best for Your Needs

Whether you’re traveling abroad, shopping online, or managing your finances from anywhere in the world, choosing the right international debit or credit card can make a huge difference. Compare features, fees, rewards, and security options to find the card that suits your lifestyle.

1

Revolut

Revolut Card

  • check Free account and debit card
  • check Spend in 30+ currencies with no hidden fees
  • check Virtual cards for secure online payments
  • check Built-in app for spending analytics

Fee:

FREE

Apply Now

Annual fee: $0

Debit card fee: $0

ATM withdrawals: $0* (within the limits of your plan)

Withdrawals abroad: $0* (within the limits of your plan)

Virtual cards: Yes

Disposable virtual cards: Yes

Online trading: Yes

Multi-currency account: Yes


Revolut is the digital bank used by over 50 million registered users all over the world.

With zero fees, the Standard account also offers instant SEPA transfers and virtual cards without commissions.

When you spend, you also receive RevPoints that allow you to book hotels and experiences at discounted prices or get free airline miles.


Opening an account is very easy and takes 5 minutes. Sign up to Revolut now!


2

Wise

Wise Card

  • check 0 Activation cost
  • check Low fees for international transactions
  • check Hold and convert 40+ currencies
  • check Local account details for multiple countries

Fee:

FREE

Apply Now

Annual fee: $0

Debit card fee: $0

ATM withdrawals: $0* (within the limits of your plan)

Withdrawals abroad: $0* (within the limits of your plan)

Virtual cards: Yes

Disposable virtual cards: Yes – perfect for secure online shopping

Online trading: Yes – trade globally with ease

Multi-currency account: Yes – hold and convert 40+ currencies


The Wise Standard Account makes managing your finances simple, fast, and affordable. Send and receive money in multiple currencies with low, transparent fees and no hidden charges. Whether you’re paying bills, shopping online, or transferring money internationally, Wise gives you total control over your money.

3

N26

Mastercard N26

  • check $0 monthly fee
  • check Usable for global payments
  • check Instant notifications for every transaction
  • check Intuitive app with budgeting tools

Fee:

FREE

Apply Now

Monthly fee: $0

Debit card fee: Free Mastercard included

ATM withdrawals: 2 free withdrawals per month in the Eurozone ($2 per additional withdrawal)

Withdrawals abroad: 1.7% fee on the transaction amount

Virtual cards: Yes

Disposable virtual cards: Yes – for secure online transactions

Multi-currency account: No – Euro-only account

Budgeting tools: Yes – Categories and savings features available in-app


The N26 Standard account offers the perfect combination of simplicity, flexibility, and modern banking features to meet your everyday financial needs. With no annual fees, you can enjoy a seamless banking experience powered by secure mobile access, real-time notifications, and a sleek, user-friendly app. Whether you're managing your finances at home or on the go, N26 provides the tools and features you need to stay in control effortlessly.

4

bunq

Debit Card Mastercard

  • check Works seamlessly with multi-currency accounts.
  • check Free ATM withdrawals up to a monthly limit.
  • check Eco-friendly: Bunq plants a tree for every €100 spent.
  • check Instant notifications and real-time spending insights.

Fee:

FREE

Apply Now

Annual fee: Included in Bunq subscription plans (starting from €2.99/month).

Debit card fee: Free with premium plans.

ATM withdrawals: Free up to a limit, then a small fee applies.

Withdrawals abroad: Free or low-cost, depending on the plan.

Virtual cards: Yes, available for secure online payments.

Multi-currency account: Yes, supports multiple currencies.


The Bunq debit card is perfect for travelers and eco-conscious users. It supports multi-currency accounts, offers free ATM withdrawals abroad (up to a limit), and integrates with Bunq’s unique tree-planting initiative. With instant notifications and real-time spending insights, it’s a smart choice for managing your finances on the go.


5

Chime

Credit Builder Card

  • check No credit check or minimum security deposit required.
  • check Helps build credit history with responsible use.
  • check No annual fees or interest charges.
  • check Reports to all three major credit bureaus (Experian, Equifax, TransUnion).

Fee:

FREE

Apply Now

Annual fee: $0.

ATM withdrawals: Not available (credit cards cannot be used for ATM withdrawals).

Withdrawals abroad: Not supported.

Virtual cards: Not available.

Multi-currency account: No.


The Chime Credit Builder Card is designed to help users build or improve their credit score without the need for a credit check or security deposit. With no annual fees, no interest charges, and automatic reporting to major credit bureaus, it’s an excellent tool for establishing a strong credit history. Simply transfer funds from your Chime checking account to your Credit Builder account and spend responsibly to see your credit score grow over time.


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Pecunia Score

Our product scores consist of a combination of the following 3 components:

icon Popularity

Digital Pecunia measures user engagement by tracking the number of clicks each listed brand receives over the past 7 days. The clicks for each brand are compared against those of other brands listed in the same query. As a result, the more clicks a brand receives within a specific query, the higher its score. Digital Pecunia accepts advertising compensation from companies, which may influence their position and, in some cases, may also impact their score.

icon Brand Reputation

This indicator measures the overall reputation of the brand, based on ratings and reviews gathered from reputable online platforms such as Trustpilot. Through detailed analysis, this score provides a quantitative representation of how the brand is perceived in the marketplace

icon Feature & Benefits

The editorial team at Digital Pecunia evaluates and reviews financial products by considering various factors, including the variety of products and services available, user-friendliness, online accessibility, customer support, industry recognition, and more. Each brand is assigned a score based on its performance in these areas.

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Your privacy is protected. All featured brands are licensed and secure.

What are Payment Cards?

Payment cards are financial tools that allow you to make purchases, withdrawals, and payments quickly and securely, whether online or in stores. They can be linked to a checking account or function as prepaid cards. There are different types of cards, including debit, credit, and prepaid cards, each offering specific features to meet your needs.

When Should You Use a Payment Card?

You should use a payment card if you want a convenient and secure way to manage your daily expenses. It’s ideal for you if you frequently shop online, travel often, or prefer not to carry large amounts of cash. Choosing between a debit, credit, or prepaid card depends on your spending habits and financial goals.

Why Should You Use a Payment Card?

A payment card provides flexibility and convenience, enabling you to make transactions worldwide with ease. Many cards offer extra benefits like cashback, rewards programs, fraud protection, and tools to track your expenses. With a wide range of options available, you’ll surely find the perfect card for your needs.